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Frequently asked questions

Everything about renting gear, paying by slip, deposits, listing your own kit, and staying safe on MGR.

Renting & payment

How booking and the bank-slip flow work

How do I pay for a rental?
You pay by bank transfer. After you request gear, you'll see MGR's BML or MIB account details and the exact amount — the rental plus a refundable security deposit. Transfer it from your own banking app, then upload the bank slip as proof. We don't charge cards or take cash up front.
Why bank slip instead of a card?
International card payments aren't universal in the Maldives, but bank transfer is how almost everything is paid for here. The slip flow lets visitors and locals pay the same trusted way, and it means there are no card fees added to your booking.
What is a bank slip and how do I upload it?
It's the transfer confirmation your banking app produces — a screenshot or PDF showing the amount, reference and date. On your rental's payment screen you upload that file, and our team checks it against the money that lands in our account.
How long until my payment is verified?
Most slips are verified within four hours, and 98% are done in under four. You'll get a notification the moment it's confirmed. Until then your booking sits in 'awaiting verification' and the gear is held for you.
What does instant book vs. request mean?
Instant-book gear confirms as soon as your payment is verified. Request gear needs the owner to accept your dates first — you'll only be asked to pay once they say yes, so you're never out of pocket on a booking that doesn't happen.
Can I get the gear delivered?
It depends on the item. Each listing says whether it's pickup only, delivery only, or both. Where delivery is offered, the owner sets a delivery fee shown clearly before you pay, and they'll drop the gear to your guesthouse or jetty.

Deposits & damage

What the security deposit covers and when it comes back

Is the security deposit refundable?
Yes — fully. The deposit is a separate, clearly-labelled line on your payment, not a fee. Return the gear in good condition and the entire deposit comes back to you. It's never the owner's income or the platform's money.
When do I get my deposit back?
Within 48 hours of the return check. Once the owner confirms the gear came back fine, we release the full deposit to the account you transferred from.
What counts as damage I'd be charged for?
Genuine damage or loss — a cracked board, a flooded drone, gear that doesn't come back. Normal wear like a scuff, salt residue or sand in the bag is never chargeable. Owners list in their rental rules what counts as damage for their specific gear.
What if the owner and I disagree about damage?
MGR steps in. We review the condition photos taken at handover and at return, weigh both sides, and make a fair call. That's why we always recommend a quick photo check when you collect the gear — it protects you.
Who sets the deposit amount?
The owner does, based on what a realistic repair or replacement of that item would cost. A snorkel set carries a small deposit; a full dive kit or a drone carries a larger one. You always see it before you pay.

Owning & listing

For islanders who want to rent out their gear

Who can list gear on MGR?
Anyone in the Maldives with gear in good, safe condition. You'll complete a quick ID verification before your first listing goes live — every owner on MGR is ID-checked, which is part of what renters trust.
What does it cost to list?
Listing is free. MGR takes a flat 2% commission on the rental amount only — never on the deposit — and that's deducted from your payout. You set your own daily and weekly rates.
How and when do I get paid?
After a clean return, your payout lands in your BML or MIB account, minus the 2% commission. Because the renter pays before pickup and we verify the slip, you never hand over gear on a promise of money.
Do I handle the renter's deposit?
No. The deposit flows through MGR, held separately from your payout. You confirm the gear's condition on return, and we release the deposit back to the renter — or apply an agreed deduction if there's genuine damage.
What makes a listing rent well?
Clear daylight photos, an honest description of condition, a fair rate, and quick replies. Listings with five or more photos and a same-day response time get noticeably more bookings.

Trust & safety

Verification, fraud protection and reporting

How do I know an owner is legit?
Every owner is ID-verified before they can list, and you can see their rating and reviews from past renters. Messaging stays inside MGR so there's always a record, and payment runs through us — never directly to an unverified account.
How does MGR catch payment fraud?
Our slip review team checks every transfer against the amount and reference, and flags duplicates and mismatches automatically. A slip that's been reused or doesn't match the booking is caught before any gear changes hands.
Should I ever pay outside MGR?
No. Always pay to the MGR account shown on your booking and upload the slip there. If anyone asks you to transfer elsewhere or pay cash off-platform, don't — report it to us and we'll look into it.
How do I report a problem?
Message us on WhatsApp at +960 777-0420 or email hello@mgr.mv with your rental code. For anything safety-related, contact us straight away — we take reports seriously and act fast.

Still have a question?

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